Job Description
We are looking for a detail-oriented Credit Analyst to join our dynamic team at ConnectOS. In this role, you will support an Australian mortgage broker by performing thorough credit assessments on loan applications. You will evaluate financial documents, analyze borrower profiles, and ensure compliance with lending policies. This is a work-from-home opportunity that offers flexibility and the chance to grow in the banking and financial services sector. If you have a strong background in credit analysis and a passion for the mortgage industry, we want to hear from you. Join a collaborative environment where your expertise will directly impact clients' homeownership journey. Apply now and take the next step in your career.
Responsibilities
- Review and assess loan applications to ensure completeness and accuracy of financial information
- Analyze credit history, income documents, and asset statements to determine borrower eligibility
- Prepare detailed credit reports and recommend approval or rejection of mortgage applications
- Verify compliance with Australian lending regulations and company credit policies
- Communicate with loan processors, brokers, and clients to clarify information and resolve discrepancies
- Monitor and manage a pipeline of loan applications to meet turn-around times
- Maintain up-to-date knowledge of mortgage products and industry trends
- Collaborate with team members to streamline credit assessment processes
Qualifications
- Bachelor's degree in Finance, Accounting, Business Administration, or related field
- At least 2 years of experience as a Credit Analyst in mortgage or banking
- Experience with Australian mortgage lending is highly preferred
- Strong analytical and decision-making skills
- Excellent attention to detail and accuracy in data evaluation
- Proficient in financial software and MS Office applications
- Ability to work independently in a work-from-home setup
- Excellent written and verbal communication skills in English