Job Description
Are you a detail-oriented professional with a sharp eye for financial data? Shanghai Oriental Import and Export is currently seeking a dedicated Credit Investigator to join our growing team in Santa Mesa. In this role, you will play a pivotal part in maintaining the financial integrity of our operations by evaluating credit risks and conducting thorough background checks.
The ideal candidate will possess a strong analytical mindset and a commitment to accuracy. You will be responsible for verifying financial documentation, assessing the creditworthiness of clients, and supporting our loan evaluation processes to ensure sound business decisions. If you are looking to build a career in the financial services sector within a stable import-export environment, we want to hear from you.
Responsibilities
- Conduct comprehensive credit investigations and background checks on prospective clients.
- Verify financial statements, bank records, and trade references for accuracy.
- Evaluate credit applications based on company risk policies and industry standards.
- Perform site visits or interviews as required to validate client information.
- Prepare detailed credit analysis reports for management review.
- Monitor the status of existing credit accounts and report any irregularities.
- Maintain secure and organized files for all credit investigation documentation.
Qualifications
- Bachelor’s Degree in Finance, Accountancy, Business Administration, or a related field.
- At least 1-2 years of experience in credit investigation, loan processing, or financial auditing.
- Strong analytical skills with an exceptional eye for detail.
- Proficiency in Microsoft Office Suite (Excel and Word).
- Ability to work independently and meet strict deadlines.
- Strong verbal and written communication skills in English and Filipino.
- Integrity, objectivity, and a professional demeanor when dealing with sensitive information.