Job Description
Are you a detail-oriented finance professional looking to elevate your career with a leading international lender? Colcap Servicing Pty Ltd is seeking a motivated Credit Loan Officer to join our dynamic team in Taguig City. As one of Australia's premier non-bank lenders, we pride ourselves on delivering efficient, transparent, and accessible financial solutions.
In this role, you will be at the forefront of our lending operations, playing a critical role in the assessment and approval process. You will work within a supportive, day-shift environment where your analytical skills and dedication to excellence will directly impact our clients' financial journeys. If you are passionate about credit risk management, possess a strong customer service mindset, and are eager to work in a global financial environment, we want to hear from you.
Responsibilities
- Conduct thorough credit analysis and risk assessment on loan applications to ensure compliance with company lending policies.
- Review financial documentation, including bank statements, payslips, and tax returns, to verify applicant stability.
- Communicate effectively with brokers and applicants to gather necessary information or clarify application details.
- Maintain high accuracy and turnaround standards for loan processing and decision-making.
- Identify and escalate complex credit scenarios to the senior credit team when necessary.
- Document all findings and rationales clearly within our internal loan management systems.
- Contribute to the continuous improvement of loan processing workflows and service standards.
Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, or a related business field.
- At least 2 years of experience in credit analysis, loan processing, or banking operations.
- Strong understanding of financial ratios, credit risk principles, and loan documentation.
- Excellent verbal and written communication skills in English.
- High proficiency in Microsoft Office Suite and experience with CRM or loan origination software.
- Ability to work efficiently under pressure and meet strict daily performance targets.
- Strong problem-solving skills with a high degree of attention to detail.