Job Description
Are you a detail-oriented professional with a passion for finance and member service? PERA Multipurpose Cooperative is looking for a dedicated and efficient Loan Processor to join our growing team in Balamban, Cebu. In this role, you will be the backbone of our lending operations, ensuring that our members receive prompt and accurate financial assistance.
The successful candidate will manage the full lifecycle of loan applications, from initial submission to final verification. You will play a critical role in mitigating risk through rigorous KYC and credit checks, maintaining high standards of data integrity, and providing exceptional service to our cooperative members. If you thrive in a fast-paced financial environment and take pride in your accuracy, we want to hear from you.
Responsibilities
- Review and process loan applications with high attention to detail and accuracy.
- Conduct thorough Know Your Customer (KYC) protocols and credit investigation procedures.
- Verify member financial documents, including income statements, bank records, and identification.
- Coordinate with credit officers to facilitate timely loan approvals and disbursements.
- Maintain organized physical and digital filing systems for all loan-related documentation.
- Provide professional, friendly, and efficient service to members inquiring about loan products.
- Monitor loan statuses and communicate proactively with members regarding missing or required information.
- Ensure compliance with cooperative policies, lending guidelines, and regulatory requirements.
Qualifications
- Bachelor’s Degree in Finance, Business Administration, Accounting, or a related field.
- Previous experience in loan processing, banking, or credit analysis is preferred but not required.
- Strong understanding of KYC, AML regulations, and basic credit evaluation principles.
- Excellent verbal and written communication skills in English and Filipino.
- Proficiency in Microsoft Office Suite (Excel, Word) and basic database navigation.
- High level of integrity and ability to handle confidential member information with discretion.
- Strong organizational skills with the ability to manage multiple applications simultaneously.
- Must be willing to work on-site in Balamban, Cebu.