Job Description
ByteDance is looking for a vigilant and strategic Money Laundering Reporting Officer (MLRO) to join our Global Payment team in Singapore. In this pivotal role, you will lead our anti‑money laundering (AML) and counter‑financing of terrorism (CFT) efforts, ensuring our payment platforms comply with the latest regulatory standards across multiple jurisdictions. You will collaborate closely with product, engineering, legal, and compliance teams to design, implement, and monitor robust AML controls that protect our users and the integrity of our financial ecosystem.
You will develop and maintain AML/CFT policies, oversee transaction monitoring, and drive a culture of compliance across the organization. This is an opportunity to shape the AML framework for a rapidly growing, tech‑driven payment service and make a direct impact on the safety of our global financial transactions.
We offer competitive compensation, comprehensive benefits, and a dynamic work environment where innovation and integrity go hand in hand. Join us and be part of a team that is redefining the future of digital payments.
Responsibilities
- Develop and maintain AML/CFT policies, procedures, and risk frameworks for ByteDance’s global payment services.
- Oversee transaction monitoring, suspicious activity reporting, and escalation processes in compliance with MAS regulations.
- Lead the design and execution of customer due diligence (CDD) and enhanced due diligence (EDD) programs for high‑risk clients.
- Conduct AML training and awareness sessions for cross‑functional teams to promote a culture of compliance.
- Manage regulatory audits, examinations, and interactions with law‑enforcement agencies.
- Analyze emerging money‑laundering trends and assess the impact of new products, technologies, and regulatory changes.
- Drive continuous improvement of AML systems and data analytics to enhance detection accuracy and operational efficiency.
Qualifications
- Bachelor’s or Master’s degree in Law, Finance, Business Administration, or a related field.
- Minimum 5 years of experience in AML/CFT compliance, ideally within a payment or fintech environment.
- Professional certification such as ACAMS, CAMS, or equivalent is highly desirable.
- In‑depth knowledge of MAS AML/CFT guidelines, FATF recommendations, and international sanctions frameworks.
- Proven ability to design and implement AML risk assessment models and controls.
- Strong analytical, problem‑solving, and data‑driven decision‑making skills.
- Excellent communication and stakeholder‑management abilities, with fluency in English; proficiency in Mandarin is a plus.
- Experience with AML software platforms (e.g., NICE Actimize, Oracle FCCM) is advantageous.